$1.7 billion
in federal benefits goes unclaimed by Canadians every year
Source: Parliamentary Budget Officer
Most
eligible children never receive the Canada Learning Bond
Guided support
dramatically raises benefit application rates
Three steps. Three minutes. Thousands in benefits.
No accounts, no logins — just answers
Answer a Few Questions
Simple questions about your province, family, and income. Takes under 3 minutes.
See What You Qualify For
Get a personalized list of federal and provincial benefits with estimated values.
Apply with Step-by-Step Guides
Clear instructions, document checklists, and deadlines for every benefit you found.
How much are you missing?
Answer 5 quick questions to see an estimate of benefits you could be receiving.
Question 1 of 5
Where do you live?
Benefits vary by province
One platform. Three ways to get ahead.
Benefits, savings, and guidance — everything you need in one place
Find Benefits
Answer a few questions and discover government benefits you may be eligible for — federal and provincial.
Save & Win
Build savings habits with gamification, track your progress, and enter prize draws for cash rewards.
Get Coached
Personalized financial prompts you can use with any AI assistant — tailored to your benefits and situation.
- Prompts personalized to your profile
- Copy-and-paste ready
- Works with Claude, ChatGPT & more
Your skepticism is reasonable.
Here are the questions everyone asks — and honest answers.
Is this really free?
Yes, completely. UpPath is built and funded by AI for Canadians as a public-benefit project. There is no catch: we will never charge you for benefits information or basic tools.
Will you sell my data?
Never. Your information stays on your device unless you choose to create an account. We don't sell data, don't share with the government, and don't use tracking cookies.
Who built this?
UpPath is built by AI for Canadians, founded by Patrick Farrar, AI Expert-in-Residence at DMZ (Toronto Metropolitan University). We saw too many people missing benefits they're entitled to and decided to fix that. Learn more
Free financial tools built for you
Calculators, planners, and resources — all free, no login required
Payment Calendar
When benefits arrive
Next upTFSA Calculator
Find your contribution room
Next upEvery benefit found is money back in a Canadian household
UpPath is just getting started. As Canadians use it to find benefits they were owed, we'll share real numbers here.
Save money. Win prizes. Seriously.
We're designing prize-linked savings: build a savings habit, earn entries, and win real draws. Join the waitlist and help us shape it. No tricks, no fine print — and we'll publish the official rules before any draw runs.
- UpPath never touches your bank account
- Log what you save and build a streak — no bank connection
- Prize-linked draws are in design — join the waitlist to help shape them
Found money with UpPath? Tell us.
UpPath is new. When it helps you find a benefit you didn't know about, email hello@uppath.org and tell us what changed. With your permission, your story appears here to help the next person look.